ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
| Deposit Category | Profit Rates (% p.a.) | ||||
| Saving Deposits | |||||
| PLS Savings Account / Pensioner’s Saving Account | 18.00 | ||||
| Soneri Roshan Savings Account | 18.10 | ||||
| Soneri Sahara Account (Senior Citizens) | 18.10 | ||||
| Soneri Youngsters Minor Savings Account | 18.10 | ||||
| Soneri Savings Accounts | 18.00 | ||||
| Notice Deposits | |||||
| 7 Days’ Notice | 15.50 | ||||
| 30 Days’ Notice | 15.50 | ||||
| Term Deposits – Minimum Deposit PKR 25,000 (all rates are % p.a.) | |||||
| Tenor | Monthly Intervals | Quarterly Intervals | Six Monthly Intervals | Yearly Intervals | At Maturity |
| 1 Month | — | — | — | — | 17.00 |
| 3 Months | 15.50 | — | — | — | 16.75 |
| 6 Months | 15.50 | 15.75 | — | — | 16.25 |
| 1 Year | 15.50 | 15.75 | 16.00 | — | 16.25 |
| 2 Years | 11.50 | 11.60 | 11.75 | 12.50 | 13.50 |
| 3 Years | 10.75 | 11.00 | 11.30 | 11.80 | 14.00 |
| Soneri Salana Amdani Account (Term Deposit for 1 year with profit payment on maturiy) | Profit Rates (% p.a.) | ||||
| 1 Year | 18.25 | ||||
| Soneri Monthly Munafa Account (Term Deposit offering monthly profit payments) | Profit Rates (% p.a.) | ||||
| 1 Year | 16.50 | ||||
| 2 Years | 12.00 | ||||
| 3 Years | 11.00 | ||||
| 4 Years | 10.00 | ||||
| 5 Years | 8.75 | ||||
| Soneri Ladies First Term Deposit (Monthly Income Scheme) | Profit Rates (% p.a.) | ||||
| 1 Year | 16.00 | ||||
| 2 Years | 11.75 | ||||
| 3 Years | 11.00 | ||||
| Other saving account products | Profit Rates (% p.a.) | ||||
| 1- Asaan Saving Account | 18.00 | ||||
| 2- Asaan Digital Saving Account | 18.00 | ||||
| 3- Asaan Digital Remittance Saving Account | 18.00 | ||||
| 4- Soneri Freelancer Saving Account | 18.00 | ||||
| 5- Soneri Remit Direct Saving Account | 18.00 | ||||
| 6- Soneri Employee Banking Saving Account | 18.00 | ||||
Important Notice:
Minimum rate of return will be in accordance with SBP’s prevailing guidelines.
Provisional rates are subject to change.
Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.
Premature encashment of a time and term deposit will cause reduction in rate of return by 150bps.
Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutes / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.